Financial Info

नेपाल लघुवित्त बैंकर्स संघले २० प्रतिशतभन्दा बढी लाभांश वितरण गर्दा बढी लाभांशको २५ प्रतिशत सामाजिक उत्तरदायित्व कोषमा राख्नुपर्ने प्रावधान न्यायोचित नभएको बताएको छ। संघले आर्थिक वर्ष २०७७/७८ को मौद्रिक नीतिको लागि दिएको सुझावमा सो प्रावधान हटाउन माग गरिएको छ। संघले असार १ गते सोमबार राष्ट्र बैंकमा उक्त सुझाव बुझाएको हो। संघले लघुवित्त संस्थाहरुले भोग्दै आएको लगानीयोग्य स्रोतको अपर्याप्त तथा कोषको उच्च लागत कम गर्नका लागि भन्दै लगानीको स्रोत परिचालन गर्ने लगायतका १० बुँदे सुझाव पेश गरेको हाे।  जसमा बैंक तथा वित्तीय संस्थाहरुले विपन्न वर्ग कर्जा अन्तर्गत ५ प्रतिशत लगानी गर्नुपर्ने हालको व्यवस्थामा ती संस्थाहरुले लघुवित्त वित्तीय संस्थाहरुलाई प्रवाह गरेको थोक कर्जालाई मात्र गणना गर्ने, कूल कर्जाको ३ प्रतिशतसम्मको रकम कृषि कर्जाको रुपमा लघुवित्त संस्थाहरुमार्फत प्रवाह गर्ने र लघुवित्त संस्थाहरुले पनि निश्चित मात्रामा ऋणपत्र जारी गरेर लगानीयोग्य स्रोतको व्यवस्था गर्न दिने रहेको छ। त्यसैगरी, लघुवित्त संस्थाहरु एक आपसमा गाभ्ने तथा गाभिने कार्यलाई थप प्रभावकारी बनाउन केहि समय मु...

In April  we estimated that COVID-19 is pushing between 40 and 60 million into extreme poverty . Since then, the  epicenter of the pandemic has shifted from Europe and North America to the global south . This has increased the death toll in low- and middle-income countries, induced longer shutdowns, and increased the economic costs of the pandemic. As a result, our estimates of the impact of the virus on global poverty have shifted as well.  Using the newly launched growth forecasts of June from the  Global Economic Prospects , we can  update the estimate of the pandemic’s impact on global poverty . The new growth forecasts contain two scenarios—baseline and downside—allowing us to explore two different scenarios for how the pandemic may impact poverty. The baseline scenario assumes that the outbreak remains at levels currently expected and that activity recovers later this year, while the downside scenario assumes that outbreaks persist longer than expected, fo...

The World Bank Board of Executive Directors today approved a $100 million Development Policy Credit (DPC) to continue support to the Nepal Government in improving the financial viability and governance of the electricity sector and recovering from the COVID-19 crisis. The approved operation is the second in a series of three DPC operations to support key policy, regulatory and institutional reforms to unlock the economic potential of Nepal's electricity sector. These include measures to improve the financial viability of the Nepal Electricity Authority (NEA) as the sole off-taker; establish a regulatory framework that is autonomous, transparent, and accountable; achieve greater integration with the regional electricity market to ensure the optimal use of Nepal’s hydropower resource; and restructure NEA to empower provincial and local governments under the federal structure. “Continued reforms to strengthen the electricity sector in Nepal is of utmost importance during the cri...

What is a Bear Trap? A bear trap is a technical pattern that occurs when the performance of a stock, index, or other financial instrument incorrectly signals a reversal of a rising price trend. The trap is thus a false reversal of a declining price trend. Bear traps can tempt investors into taking long positions based on anticipation of price movements which do not end up taking place. Key Takeaways A bear trap is a false technical indication of a reversal from a down- to an up-market that can lure unsuspecting investors. These can occur in all types of asset markets, including equities, futures, bonds, and currencies. A bear trap is often triggered by a decline that induces market participants to open short sales, which then lose value in a reversal when shorts are forced to cover. How Does a Bear Trap Work? A bear trap can prompt a market participant to expect a decline in the value of a financial instrument, prompting the execution of a short position on the asset. However, the valu...

What Is a Growth Stock? A growth stock is any share in a company that is anticipated to grow at a rate significantly above the average growth for the market. These stocks generally do not pay dividends. This is because the issuers of growth stocks are usually companies that want to reinvest any earnings they accrue in order to accelerate growth in the short term. When investors invest in growth stocks, they anticipate that they will earn money through capital gains when they eventually sell their shares in the future.

What is Share Turnover? Share turnover is a measure of stock liquidity calculated by dividing the total number of shares traded over a period by the average number of shares outstanding for the period. The higher the share turnover, the more liquid company shares are. Understanding Share Turnover Share turnover ratio indicates how easy, or difficult, it is to sell shares of a particular stock on the market. It compares the number of shares that change hands during a particular period with the total number of shares that could have been traded during that same period. Investors may be unwilling to put their money at risk by acquiring the shares of a company with low share turnover. That said, share turnover is interesting as a measure because the correlations don't always hold up. Investors often assume that smaller companies will see less share turnover because they are, in theory, less liquid than large companies. However, these companies often see a greater portion of share turno...

A pump and dump scam is the illegal act of an investor or group of investors promoting a stock they hold and selling once the stock price has risen following the surge in interest as a result of the endorsement. The stock is usually promoted as a "hot tip" or "the next big thing" with details of an upcoming news announcement that will "send the stock through the roof." The details of each individual pump and dump scam tend to be different but the scheme always boils down to a basic principle: shifting supply and demand. Pump and dump scams tend to only work on small and micro-cap stocks that are traded over the counter. These companies tend to be highly illiquid and can have sharp price movements when volume increases. The group behind the scam increases the demand and trading volume in the stock and this new inflow of investors leads to a sharp rise in its price. Once the price rise has formulated, the group will sell their position to make a large short-...

Federal securities laws mandate that publicly-traded companies provide certain information to shareholders and the general public. These disclosures may occur periodically or as specific events occur. A company utilizes Form 10-Q—one of many required by the SEC—upon the completion of each quarter to disclose unaudited financial statements and give an overview of the company’s financial situation. The exact filing dates depend on the organization’s fiscal year, but it is necessary to file three 10-Q reports each year. The final quarter of the year is not necessary, as noted above, because information from that quarter is included in the company's 10-K filing. This report, unlike the 10-Q, is audited and is filed annually. The 10-Q provides investors with the financial position of companies on an ongoing basis. The deadline for filing a 10-Q depends on a company's available float. Anyone who wishes to look up a company's 10-Q or other filings can go to the SEC's EDGAR dat...

The SEC form 10-Q is a comprehensive report of a company's performance that must be submitted quarterly by all public companies to the Securities and Exchange Commission (SEC). The 10-Q is generally an unaudited report. In the 10-Q, firms are required to disclose relevant information regarding their financial position. There is no filing after the fourth quarter because that is when the 10-K is filed. KEY TAKEAWAYS The 10-Q is a comprehensive report of a company's performance submitted quarterly by all public companies to the Securities and Exchange Commission. The form provides investors with the financial position of companies on an ongoing basis. It contains financial statements, management discussion and analysis, disclosures, and internal controls. Companies must file their 10-Qs 40 or 45 days after the end of their quarters depending on the size of their public float.

Every quarter, analysts and investors wait for the announcement of company earnings. The announcement of earnings for a stock, particularly for well followed large capitalization stocks, can move the market. Stock prices can fluctuate wildly on days when the quarterly earnings report is released. For better or worse, a company's ability to beat earnings estimates projected by analysts or the firm itself is more important than the company's ability to grow earnings over the prior year. For example, if the company reports earnings growth from the prior period in its quarterly earnings report, but fails to meet or exceed the estimates published before the release, it may result in a sell-off of the stock. In many ways, analysts estimates are just as important as the earnings report itself.

Quarterly earnings reports generally provide a quarterly update of all three financial statements, including the income statement, the balance sheet and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent quarter. It may also provide a comparison to the previous year, and possibly to the previous quarter. Some quarterly earnings reports include a brief summary and analysis from the CEO or company spokesman, as well as a summary of previous quarterly earnings results. The quarterly earnings report is generally backed up by the company's Form 10Q, a legal document that must be filed with the Securities and Exchange Commission every quarter. The 10Q is more comprehensive in nature and provides additional details behind the quarterly earnings report. The exact date and time of the quarterly earnings report announcement is obtainable by contacting a company's investor relati...

A quarterly earnings report is a quarterly filing made by public companies to report their performance. Earnings reports include items such as net income, earnings per share, earnings from continuing operations, and net sales. By analyzing quarterly earnings reports, investors can begin to gauge the financial health of the company and determine whether it deserves their investment. Fundamental analysts believe that good investments are identified with hard work in the form of ratio and performance analysis. Particular attention is paid to the trend in ratios gleaned from the quarterly earnings reports over time, rather than solely the single data point from each report. One of the most anticipated numbers for analysis is earnings per share, because it provides an indication of how much the company earned for its shareholders.