Financial Info

  सरकारले बजेट मार्फत बैंक तथा वित्तीय क्षेत्रलाई व्यबस्थीत बनाइने उल्लेख गरेको छ । बैंकिङ दायरा बढाउने , विद्यतीय भुक्तानीलाई प्राथमिकतामा राख्ने तथा कोरोनाबाट प्रभावित व्यबसायलाई ५ प्रतिशत व्याजमै कर्जा दिइने घोषणा गरेको छ । बैंक वित्तीय क्षेत्रलाई बजेटले समेटेका विषयहरु यहाँ प्रस्तुत गरिन्छ । सहुलीयत पूर्ण कर्जाको आकार बढाइयो विद्युतीय भुक्तानीलाई प्रभथमिकता दिइने नगदरहित कारोबार बढाउने बीमाको दायरा विस्तार गरीने घुम्ति बीमा कार्यक्रमबाट कृषि बीमा बढाइने नेशनल गेटवेय पेमेन्ट सिस्टम लागु गरिने अधिकाँस सरकारी तथा सार्वजनिक रकमको भुक्तानी विद्युतीय माध्यमबाट गरिने बैंकहरुलाई विदेशबाट ऋण ल्याउन सहजीकरण गरिने बैंकवित्तलाई एक अर्कामा गाभ्ने कार्यलाई प्रोत्साहन सरकारले कोरोना प्रभावित व्यबसायीहरुलाई लाई ५ प्रतिशत ब्याजमा कर्जा उपलब्ध गराउने     हरेक वाणिज्य बैंकका प्रत्येक शाखाबाट १० जना र विकास बैंकले प्रत्येक शाखाबाट कम्तिमा ५ जनालाई सहुलीयतपूर्ण कर्जा दिनुपर्ने व्यबस्था ।   २ प...

Microfinance is a category of financial services targeting individuals and small businesses who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings and checking accounts; microinsurance; and payment systems, among other branches. Microfinance services are designed to reach excluded customers, usually poorer population segments, possibly socially marginalized, or geographically more isolated, and to help them become self-sufficient. Microfinance initially had a limited definition - the provision of microloans to poor entrepreneurs and small businesses lacking access to credit. The two main mechanisms for the delivery of financial services to such clients were: relationship-based banking for individual entrepreneurs and small businesses; and (2) group-based models, where several entrepreneurs come together to apply for loans and other services as a group. Over time, microfinance has emerged as ...

A "trading rut" is invariably endured by almost all traders at some point in their trading experience. A trading rut is a point in time where profits are elusive, or losses may even be mounting. These losing or unprofitable streaks can happen to anyone at any time. It may occur because the market has shifted in some way. At other times, it may be because the trader has altered a strategy or is no longer adhering to a trading plan. No matter the reason for the slump, there are five questions a trader can ask to help isolate the problem so changes can be initiated and hopefully a return to profitability will ensue. TUTORIAL: Trading Systems: Introduction      The Questions  The following questions should be answered as honestly and as fully possible. Each will probe current market conditions and will require the trader's own strategies to be scrutinized. Traders should also realize that losing trades occur to everyone, and even the best trading system can exper...

When trying to figure out which valuation method to use to value a stock for the first time, most investors will quickly discover the overwhelming number of valuation techniques available to them today. There are the simple to use ones, such as the comparable method, and there are the more involved methods, such as the discounted cash flow model . Which one should you use? Unfortunately, there is no one method that is best suited for every situation. Each stock is different, and each industry sector has unique properties that may require varying valuation approaches. The good news is that this article will explain the general cases of when to use most of the valuation methods.  Two Categories of Valuation Models Valuation methods typically fall into two main categories: absolute and relative valuation models . Absolute valuation models attempt to find the intrinsic or "true" value of an investment based only on fundamentals. Looking at fundamentals simply mean you woul...